Ministers of religion are being offered some of the most competitive car insurance quotes on the market, according to new research by Quotezone.co.uk.
Police officers drive away with the best average insurance premiums at a heavenly £499, but with a median insurance quote of £751 members of the clergy fare better than accountants, lawyers, dentists, doctors and financial advisers.
But it’s those in the building and construction industry who may be praying for a change of fortune, as they receive the highest average car insurance premiums in the UK at £1,186.
The findings are based on over 60,000 car insurance quotes across fifteen specific professions in the UK, which Quotezone.co.uk compiled in August 2019. While each of the quotes the company analysed were for personal car insurance policies rather than commercial policies, a driver’s occupation can still have a significant effect on their premium.
Launched in 2005, Quotezone.co.uk is one of the country’s leading car insurance comparison websites, in addition to helping users find better deals on insurance for vehicles as diverse as campervans, quads, ice cream vans, buses and coaches. It also compares quotes for motorbikes and vans, and in August the firm launched one of the UK’s first insurance comparison services for bicycle users.
Explaining why a driver’s occupation can effect their insurance premium even when they’re taking out a personal car insurance policy, Greg Wilson, founder of Quotezone.co.uk, said: “Insurers use a wide range of variables when they’re calculating premiums, and your occupation is one of them.
“That’s because your occupation has the potential to say something about your risk appetite and your driving style, in much the same way as your age can do.
“In addition, insurance companies have built up a huge volume of data relating to which occupations are least likely or most likely to make an insurance claim, which can then be used to assess the risk of a new policyholder with a particular occupation making a claim.”
Quotezone.co.uk’s analysis of car insurance premiums for members of the clergy was based on the median quote for ministers across all denominations in the UK.